Best credit card to use at Four Seasons.

1. #1
   
   Chase Sapphire Reserve

   Chase

   4x points on hotels

   Hotels booked directly
   5.0%4x points
2. #2
   
   Wells Fargo Autograph Journey

   Wells Fargo

   5x points on hotels
   5.0%5x points
3. #3
   
   Delta SkyMiles Platinum American Express

   American Express

   3x points on hotels

   Direct hotel purchases
   3.6%3x points
4. #4
   
   Atlas

   Lead Bank

   3x points on hotels

   Hotels (also earns 3x on private charters and luxury car rentals — luxury rentals are merchant-gated, see Atlas terms)
   3.0%3x points
5. #5
   
   Citi Strata Premier

   Citi

   3x points on hotels

   On hotels booked directly
   3.0%3x points
6. #6
   
   United Explorer

   Chase

   2x points on hotels
   2.4%2x points
7. #7
   
   Aer Lingus Visa Signature

   Chase

   2x points on hotels

   Hotels booked directly
   2.0%2x points
8. #8
   
   British Airways Visa Signature

   Chase

   2x points on hotels

   Hotels booked directly
   2.0%2x points
9. #9
   
   Iberia Visa Signature

   Chase

   2x points on hotels

   Hotels booked directly
   2.0%2x points
10. #10
    
    Robinhood Gold

    Robinhood

    3% flat-rate cashback
    3%
11. #11
    
    Blue Business Cash from American Express

    American Express

    2% flat-rate cashback
    2%
12. #12
    
    Citi Double Cash

    Citi

    2% flat-rate cashback

    1% when you buy, 1% when you pay
    2%
13. #13
    
    Coinbase One

    First Electronic Bank

    2% flat-rate cashback

    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
14. #14
    
    Fidelity Rewards Visa Signature

    Elan Financial Services

    2% flat-rate cashback

    When deposited into an eligible Fidelity account
    2%
15. #15
    
    Graphite Business Cash Unlimited

    American Express

    2% flat-rate cashback

    Unlimited 2% cash back on eligible purchases
    2%
16. #16
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
17. #17
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%
18. #18
    
    Smartly Visa Signature

    U.S. Bank

    2% flat-rate cashback
    2%
19. #19
    
    Wells Fargo Active Cash

    Wells Fargo

    2% flat-rate cashback
    2%
20. #20
    
    Wells Fargo Signify Business Cash

    Wells Fargo

    2% flat-rate cashback
    2%

Last updated June 30, 2026