Delta SkyMiles Platinum Business American Express
100,000 miles welcome · 3x on airlines · $350/yr
The Delta Platinum Business has its best welcome offer in recent memory, recently raised from 70,000 to 100,000 miles after $8,000 in spend over 6 months, ending November 4, 2026. Beyond the bonus, the annual companion certificate for a Main Cabin round trip within the 48 contiguous states and to the Caribbean or Central America is the key reason to keep paying the $350 fee, though taxes and fees of $22 to $250 apply. Frequent Delta flyers also get a $2,500 MQD Headstart each year and $1 MQD for every $20 spent, which helps toward elite status. Earning is 3 miles per dollar on Delta and direct hotel bookings and 1.5 miles on transit, U.S. shipping, and single purchases of $5,000 or more, up to a combined $100,000 a year, with 1 mile on everything else. The Delta Stays, Resy, and rideshare credits add value if they fit how you already spend, but the card makes sense only if you fly Delta enough to use the companion pass.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Purchases made directly with hotels | 3x |
Transit Transit, U.S. shipping providers, and single eligible purchases of $5,000 or more; combined $100,000/year cap, then 1x on first $100,000/yr, then 1x | 1.5x |
Shipping U.S. shipping providers; combined $100,000/year cap with transit and large purchases, then 1x on first $100,000/yr, then 1x | 1.5x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Delta Stays Credit Up to $200 back per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com | $200 /yr |
Resy Dining Credit Up to $10 in statement credits each month on eligible Resy purchases | $120 /yr |
Rideshare Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim (2 approved claims per 12 months, $50 deductible) when the prior month's wireless bill was paid with the card | $800 |
| Total annual credits | $470 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |