Delta SkyMiles Platinum Business American Express
100,000 miles welcome · 3x on airlines · $350/yr
The business Platinum's welcome offer just jumped from 70,000 to 100,000 miles after $8,000 of spend in 6 months, and it is scheduled to end November 4, 2026, so this is an unusually good window to look at it. Beyond the bonus, the recurring value is the annual companion certificate issued after each renewal, good for a round-trip Delta Main Cabin ticket in the 48 contiguous states or to the Caribbean or Central America, with taxes and fees from $22 to $250. Earning is 3x on Delta purchases and on hotels booked directly with the property, then 1.5x on transit, U.S. shipping, and single purchases of $5,000 or more up to a combined $100,000 a year, which suits a business with lumpy equipment or vendor bills. Against the $350 annual fee, the offsets are a $200 Delta Stays credit, up to $10 a month each on Resy and U.S. rideshare, a Global Entry or TSA PreCheck credit every 4 years, and a $2,500 MQD headstart toward Delta status. The gap to watch is that everything outside those categories earns 1x, so it works as a Delta and travel card rather than your primary business spend card.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Purchases made directly with hotels | 3x |
Transit Transit, U.S. shipping providers, and single eligible purchases of $5,000 or more; combined $100,000/year cap, then 1x on first $100,000/yr, then 1x | 1.5x |
Shipping U.S. shipping providers; combined $100,000/year cap with transit and large purchases, then 1x on first $100,000/yr, then 1x | 1.5x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Delta Stays Credit Up to $200 back per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com | $200 /yr |
Resy Dining Credit Up to $10 in statement credits each month on eligible Resy purchases | $120 /yr |
Rideshare Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim (2 approved claims per 12 months, $50 deductible) when the prior month's wireless bill was paid with the card | $800 |
| Total annual credits | $470 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |