Delta SkyMiles Platinum Business American Express
100,000 miles welcome · 3x on airlines · $350/yr
The Delta Platinum Business pairs a yearly companion certificate for a Main Cabin round-trip within the 48 contiguous states and to the Caribbean or Central America (with $22 to $250 in taxes and fees) with a $2,500 MQD headstart and $1 MQD per $20 spent, a strong combination for business owners who fly Delta regularly. The welcome offer just jumped from 70,000 to 100,000 miles after $8,000 in spend over 6 months, and it ends 2026-11-04. The $350 annual fee is offset by up to $200 in Delta Stays credit plus $10 monthly Resy and rideshare credits, though the latter two require enrollment and monthly use. Earning is thinner than the perks: 3x on Delta and direct hotel purchases, 1.5x on transit, U.S. shipping, and single purchases of $5,000 or more up to a combined $100,000 a year, and 1x on everything else. It makes sense if you will use the companion fare and want a path toward Medallion status, not as a general business rewards card.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Purchases made directly with hotels | 3x |
Transit Transit, U.S. shipping providers, and single eligible purchases of $5,000 or more; combined $100,000/year cap, then 1x on first $100,000/yr, then 1x | 1.5x |
Shipping U.S. shipping providers; combined $100,000/year cap with transit and large purchases, then 1x on first $100,000/yr, then 1x | 1.5x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Delta Stays Credit Up to $200 back per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com | $200 /yr |
Resy Dining Credit Up to $10 in statement credits each month on eligible Resy purchases | $120 /yr |
Rideshare Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim (2 approved claims per 12 months, $50 deductible) when the prior month's wireless bill was paid with the card | $800 |
| Total annual credits | $470 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |