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01 · overview

British Airways Visa Signature

by ChaseMiles

75,000 miles welcome · 3x on airlines · $95/yr

British Airways Visa Signature
Annual fee
$95
Per year
Sign up bonus
75K mi
After $5,000 in 3 mo
Credits
$600
2 credits · 6 perks
Median FICO
—
Approved
Median income
—
Approved
Our take

The British Airways Visa Signature makes the most sense for travelers who fly British Airways, Aer Lingus, or Iberia often enough to use the Avios they earn. The 75,000-Avios welcome bonus after $5,000 in spend within three months is substantial, and up to three statement credits a year on taxes and carrier charges for British Airways reward flights, $100 in economy or $200 in business or first, take aim at one of the biggest costs of redeeming Avios. It's ranked #3 on our Best Airline Credit Cards list. The catch is that earning is narrow: 3x applies only to flights on those three airlines, hotels booked directly earn 2x, and everything else earns 1x. The Travel Together Ticket is valuable but requires $30,000 in spending in a calendar year, which few cardholders will reach. For the $95 annual fee, you also get no foreign transaction fees, 2,500 bonus Avios each account anniversary, and baggage delay and lost luggage coverage.

Welcome bonus
75K mi
After $5,000 in 3 mo
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
British Airways, Aer Lingus, and Iberia flights
3x
Hotels
Hotels booked directly
2x
Everything Else
1x
Credits & rebates
BenefitValue
Reward Flight Statement Credit
Up to three statement credits per year — $100 for Economy/Premium Economy or $200 for Business/First — on taxes and carrier charges paid for British Airways reward flights
$600 /yr
Anniversary Avios Bonus
2,500 bonus Avios each account anniversary year
2,500 miles /yr
Total annual credits$600
Perks & protections
Travel Together Ticket
Companion travel ticket (or 50% Avios discount for solo travel) when you spend $30,000 in a calendar year
10% Flight Discount
10% off British Airways flights from the US to London booked via the designated cardmember website
DashPass Membership
Complimentary DashPass for at least one year when activated by Dec 31, 2027
Baggage Delay Insurance
Reimbursement up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
Lost Luggage Reimbursement
Reimbursement up to $3,000 per covered traveler for repair or replacement of lost, damaged, or stolen baggage during a covered trip
Purchase Protection
Coverage for eligible new purchases against damage or theft up to $500 per item for 120 days from purchase date
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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