British Airways Visa Signature

The 75,000 Avios bonus after $5,000 in three months is the reason to apply here, and it is a large enough haul to fund real award flights on its own, which is part of why the card sits at #2 on our Best Airline Credit Cards list. Ongoing earning is narrow: 3x applies only to British Airways, Aer Lingus, and Iberia flights, 2x to hotels booked directly, and everything else earns a flat 1x, so this is not a card for daily spending. What softens that is the reward flight statement credits, up to three a year worth $100 on Economy or Premium Economy and $200 on Business or First, which offset the taxes and carrier charges that make Avios redemptions frustrating. Add 2,500 bonus Avios each anniversary, 10% off British Airways flights from the U.S. to London booked through the cardmember site, and no foreign transaction fees, and the $95 annual fee is defensible if you fly the airline even occasionally. The Travel Together Ticket is the headline perk, but it takes $30,000 of spending in a calendar year to earn, so treat it as out of reach unless you are deliberately chasing it.