
The British Airways Visa Signature makes the most sense for travelers who fly British Airways, Aer Lingus, or Iberia often enough to use the Avios they earn. The 75,000-Avios welcome bonus after $5,000 in spend within three months is substantial, and up to three statement credits a year on taxes and carrier charges for British Airways reward flights, $100 in economy or $200 in business or first, take aim at one of the biggest costs of redeeming Avios. It's ranked #3 on our Best Airline Credit Cards list. The catch is that earning is narrow: 3x applies only to flights on those three airlines, hotels booked directly earn 2x, and everything else earns 1x. The Travel Together Ticket is valuable but requires $30,000 in spending in a calendar year, which few cardholders will reach. For the $95 annual fee, you also get no foreign transaction fees, 2,500 bonus Avios each account anniversary, and baggage delay and lost luggage coverage.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines British Airways, Aer Lingus, and Iberia flights | 3x |
Hotels Hotels booked directly | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Reward Flight Statement Credit Up to three statement credits per year — $100 for Economy/Premium Economy or $200 for Business/First — on taxes and carrier charges paid for British Airways reward flights | $600 /yr |
Anniversary Avios Bonus 2,500 bonus Avios each account anniversary year | 2,500 miles /yr |
| Total annual credits | $600 |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |