The British Airways Visa Signature is built for people who fly British Airways and its partners: it earns 3 Avios per dollar on British Airways, Aer Lingus, and Iberia flights and up to three yearly statement credits of $100 to $200 on taxes and carrier charges for British Airways reward flights, which tackles one of the biggest costs of booking with Avios. The 75,000 Avios bonus after $5,000 in spend over three months is a strong start, and the card charges no foreign transaction fees. The catch is that everyday earning is thin, at 2x on hotels booked directly and 1x on everything else. The headline Travel Together Ticket only unlocks after $30,000 in spending in a calendar year. With a $95 annual fee and 2,500 anniversary Avios, it makes the most sense if you redeem Avios regularly.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines British Airways, Aer Lingus, and Iberia flights | 3x |
Hotels Hotels booked directly | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Reward Flight Statement Credit Up to three statement credits per year — $100 for Economy/Premium Economy or $200 for Business/First — on taxes and carrier charges paid for British Airways reward flights | $600 /yr |
Anniversary Avios Bonus 2,500 bonus Avios each account anniversary year | 2,500 miles /yr |
| Total annual credits | $600 |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |