Delta SkyMiles Platinum American Express
90,000 miles welcome · 3x on airlines · $350/yr
The Delta Platinum earns its $350 annual fee mainly through the companion certificate issued each year after renewal, good for a Delta Main round trip within the U.S. and to Mexico, the Caribbean, or Central America, with no spending requirement. Add a $2,500 MQD Headstart each year plus $1 MQD for every $20 spent, and it becomes a real tool for anyone chasing Delta Medallion status. The credits stack up on paper, including up to $150 for Delta Stays, $10 a month at Resy restaurants, and $10 a month on rideshare, but each one requires using specific channels to capture. Earning is 3 miles per dollar on Delta and direct hotel purchases and 2 miles on dining and U.S. supermarkets, which is fine but not exceptional. The welcome offer was recently cut from 100,000 to as high as 90,000 miles after $4,000 in 6 months, and it ranks among the better airline cards, yet if you won't use the companion pass each year, the cheaper Gold likely covers what you need.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Direct hotel purchases | 3x |
Dining | 2x |
Groceries U.S. supermarkets | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
Rideshare Credit Earn up to $10 in statement credits each month after using card on U.S. rideshare purchases with select providers | $120 /yr |
Delta Stays Credit Annual statement credit after using card to book prepaid hotels or vacation rentals through Delta Stays on delta.com | $150 /yr |
Resy Dining Credit Earn up to $10 in statement credits each month at qualifying U.S. Resy restaurants | $120 /yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim to repair or replace a damaged or stolen cell phone, limit 2 approved claims per 12 months with a $50 deductible, when the prior month's wireless bill was paid with the card. | $800 |
Venue Collection Concessions Credit 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year. | 10% |
| Total annual credits | $420 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |