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01 · overview

Blue Business Cash from American Express

by American ExpressCashback

$500 welcome bonus · 2% on everything else · $0 annual fee

Blue Business Cash from American Express
Annual fee
$0
No fee
Sign up bonus
$500
After $5,000 in 3 mo
Credits
—
No tracked credits
Median FICO
739
Approved
Median income
$20,000
Approved
Our take

The Blue Business Cash keeps business rewards simple: 2% cash back on all purchases with no annual fee and no categories to track. American Express recently doubled the welcome bonus from $250 to $500 after $5,000 in spend over three months, which makes now a good time to apply. A 0% intro APR on purchases for 12 months adds some breathing room for a new business. The catch is the cap: the 2% rate applies only to the first $50,000 in purchases each year, then drops to 1%, so heavier spenders will want a different card for anything above that. It also charges a foreign transaction fee, so leave it home when you travel abroad.

Welcome bonus
$500
After $5,000 in 3 mo
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
on first $50,000/yr, then 1%
2%
Credits & rebates
No credits or rebates tracked.
03 · card details

Card details

Regular APR
16.74%–28.49% variable
Intro APR on purchases
0% for 12 months
Foreign transaction fee
Yes
04 · approval odds

Approval odds

n = 1 · 1 approved
Limited data — n = 1. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · reading

Further reading