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Card teardowns, issuer policy shifts, and data takes grounded in the records database. No referral-link chasing.
Amex Resy Credit Now Needs Eligible Badge
Effective August 1, 2026, a U.S. restaurant must be marked as eligible for the Resy Credit on Resy at the time of purchase for Platinum and Gold cardholders to get the statement credit. Roughly 200 of about 10,000 listed locations are showing as ineligible so far. Amex says it has not removed any venues that were eligible before.
Kroger Cards Converting to U.S. Bank Smartly
U.S. Bank said on July 29, 2026 that Kroger co-brand credit cards will be converted to the U.S. Bank Smartly Visa, with replacement cards arriving between August and October. Balances, APRs, credit limits, and rewards carry over, but the 5 cents per gallon Kroger fuel discount ends once the new card is activated.
Chase Sapphire Lounges Drop Priority Pass
Starting August 15, 2026, Chase Sapphire Lounge by The Club locations leave the Priority Pass and LoungeKey networks, ending the one free visit per calendar year and the $75 discounted repeat visits those members had. The same day, eligible Chase cardholders on a connecting itinerary get a five hour access window instead of three.
Spirit Cards Become BofA Customized Cash
Bank of America has emailed Spirit Airlines cardholders that their accounts are being converted to the Customized Cash Rewards Mastercard following Spirit's May 2, 2026 shutdown. Account numbers, APRs and credit lines carry over, the card keeps no foreign transaction fees, and earning shifts from Spirit points to cash back.
Bank of America Relaunches Travel Portal
Bank of America rebuilt its Travel Center on July 28, 2026, now powered by Rocket Travel by Agoda. The portal carries roughly 1 million options, including 500,000 hotels, flights from 170 airlines, and 400,000 activities. Cardholders can now split a single booking between rewards and a card payment, and mix airlines on the outbound and return legs.
Bilt Adds Authorized Users Starting at 13
Bilt has detailed how authorized users work on its Bilt Card lineup. Cardholders can add an authorized user starting at age 13, with the primary cardholder setting monthly and per-transaction limits, choosing which merchant categories are accessible, and seeing purchases in real time. Authorized users 18 and up get virtual cards and can make housing payments in the app. Credit reporting for those 18 and over is coming later in 2026.
