20 cards ranked
Best credit card to use at Accor.
HotelsTravel
Accor is the Paris-based global hotel group that operates more than 5,500 properties across brands including Raffles, Fairmont, Sofitel, Pullman, Mövenpick, Novotel, Mercure, ibis, and the lifestyle SO/, 25hours, and Mama Shelter labels. The ALL (Accor Live Limitless) loyalty program is a transfer partner of Bilt at 1:3, making it one of the few ways US cardholders earn meaningful Accor status. Accor stays code as lodging/hotels on every US card. Hotel-bonus cards earn full rate: Chase Sapphire Reserve 4x direct, Capital One Venture X 2x base.
- #15.0%4x points
- #25.0%5x points
- #34.0%4x points
- #44.0%4x points
- #54.0%4x points
- #63.6%3x points
- #73.6%3x points
- #83%
- #9Lead Bank3x points on hotelsHotels (also earns 3x on private charters and luxury car rentals — luxury rentals are merchant-gated, see Atlas terms)3.0%3x points
- #103.0%3x points
- #113%
- #123%
- #13Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.0%3x points
- #14Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #153.0%3x points
- #16Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #173.0%3x points
- #182.5%2x points
- #192.5%5x points
- #20Chase5x points on travelTravel, gas stations, select advertising, and restaurants2.5%5x points
Last updated June 30, 2026