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01 · overview

Aer Lingus Visa Signature

by ChaseMiles

75,000 miles welcome · 3x on airlines · $95/yr

Aer Lingus Visa Signature
Annual fee
$95
Per year
Sign up bonus
75K mi
After $5,000 in 3 mo
Credits
2,500 points
1 credit · 7 perks
Median FICO
—
Approved
Median income
—
Approved
Our take

The Aer Lingus Visa Signature is mainly a way to rack up Avios for transatlantic trips to Ireland, with a 75,000-point welcome bonus after $5,000 in spend within three months and 3 points per dollar on Aer Lingus, British Airways, and Iberia flights. Its most distinctive perk is an economy companion ticket, but you only earn it by spending $30,000 on the card in a calendar year, which is a steep bar for most households. Day-to-day earning is thin: 2 points per dollar at hotels booked directly and 1 point everywhere else. For the $95 annual fee you also get 2,500 bonus Avios each anniversary, priority boarding on US to Ireland flights, a 10% discount on Aer Lingus flights to Europe booked through the cardmember site, and no foreign transaction fees. It makes sense for frequent Ireland travelers who can use the bonus well, but most people will find a flexible travel card more rewarding over time.

Welcome bonus
75K mi
After $5,000 in 3 mo
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Aer Lingus, British Airways, and Iberia flights
3x
Hotels
Hotels booked directly
2x
Everything Else
1x
Credits & rebates
BenefitValue
Anniversary Avios Award
2,500 bonus Avios each account anniversary year
2,500 points /yr
Total annual credits2,500 points
Perks & protections
Companion Pass
Complimentary economy companion ticket valid for 12 months when you spend $30,000 on the card in a calendar year
Priority Boarding
Priority boarding for the cardmember and authorized users on Aer Lingus flights between the US and Ireland
10% Flight Discount
10% off Aer Lingus flights from the US to Europe when booking via the designated cardmember website
DashPass Membership
Complimentary DashPass for at least one year when activated by Dec 31, 2027
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
Lost Luggage Reimbursement
Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage during a covered trip
Purchase Protection
Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $500 per item
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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