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20 cards ranked

Best credit card to use at Hyatt.

HotelsTravel

World of Hyatt is the smallest of the major U.S. hotel programs by footprint — about 1,400 properties — but consistently rates as the most rewarding on a points-per-dollar basis, with award nights starting at 3,500 points at Category 1 properties. Hyatt points are widely valued at 1.7 to 2.0 cents each, the highest in the hotel space, so even modest co-brand earn rates produce strong cashback-equivalent value. Direct bookings at hyatt.com earn points and elite credit; OTA stays earn neither. The Chase World of Hyatt cards are also one of the few flexible-points pipelines into Hyatt, since Chase Ultimate Rewards transfer to Hyatt 1:1 — making Sapphire Preferred and Reserve indirect Hyatt earners as well.

  1. #1
    World of Hyatt
    Chase
    Co-branded Hyatt card
    At Hyatt hotels, up to 9x total with World of Hyatt membership
    8.0%4x points
  2. #2
    World of Hyatt Business
    Chase
    Co-branded Hyatt card
    At Hyatt hotels, up to 9x total with World of Hyatt membership
    8.0%4x points
  3. #3
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  4. #4
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  5. #5
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  6. #6
    Wyndham Rewards Earner Plus
    Barclays
    4x points on travel
    4.0%4x points
  7. #7
    Wyndham Rewards Earner Premier
    Barclays
    4x points on travel
    4.0%4x points
  8. #8
    American Express Green
    American Express
    3x points on travel
    3.6%3x points
  9. #9
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  10. #10
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  11. #11
    Atlas
    Lead Bank
    3x points on hotels
    Hotels (also earns 3x on private charters and luxury car rentals — luxury rentals are merchant-gated, see Atlas terms)
    3.0%3x points
  12. #12
    Bilt Obsidian
    Bilt
    2x points on travel
    3.0%2x points
  13. #13
    Bilt Palladium
    Bilt
    2x points on travel
    3.0%2x points
  14. #14
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  15. #15
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  16. #16
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  17. #17
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.0%3x points
  18. #18
    Navy Federal Visa Signature Flagship Travel Rewards
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  19. #19
    USAA Eagle Navigator
    USAA
    3x points on travel
    3.0%3x points
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

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Last updated May 17, 2026

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