A $49 business travel card, free the first year, earning 2 miles per dollar on airfare, hotels, and car rentals and 1 mile on everything else. The 20,000 mile bonus after $2,000 in 90 days covers the fee for years at face value, and no foreign transaction fees make it usable on trips abroad, which is where a business travel card has to work. The limits are the same ones that apply across Truist's lineup: miles redeem through Truist rather than transferring to airline or hotel programs, so their value is capped around a cent each, and they expire five years after they are issued. A Global Entry or TSA PreCheck credit of up to $120 every four years, granted per organization rather than per cardholder, is a decent extra at this fee. If your business travel is heavy or you want transferable points, a $95 card with real partners will out earn this one; if it is occasional, the low fee and free first year make it easy to justify.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines | 2x |
Hotels | 2x |
Car Rentals | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit per organization for a Global Entry or TSA PreCheck application fee, once every four years | $120 every 4 yr |
Loyalty Travel Bonus 10%, 25%, or 50% bonus when miles are redeemed for travel, with the tier set by your Truist deposit relationship | 10% |
| Total annual credits | $30 |
Card details
Regular APR | 15.74%–24.74% variable |
Foreign transaction fee | None |