01 · overview
Annual fee
$95
Per year
Sign up bonus
60K pts
After $4,000 in 3 mo · ≈ $600
Credits
$100
1 credit
Median FICO
744
Approved
Median income
$60,000
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels | 5x |
Airlines | 4x |
Dining | 3x |
Travel | 3x |
Everything Else | 1x |
Statement credits
| Credit | Value |
|---|---|
Annual Airline Credit Annual credit for airline purchases | $100 /yr |
| Total annual value | $100 |
03 · approval odds
Approval odds
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