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01 · overview

Fidelity Rewards Visa Signature

2% on everything else · $0 annual fee

Fidelity Rewards Visa Signature
Annual fee
$0
No fee
Sign up bonus
No current offer
Credits
$20
1 credit
Median FICO
746
Approved
Median income
$207,500
Approved
Our take

The Fidelity Rewards Visa Signature is a clean 2% flat cash back card with no annual fee, with one condition: the full 2% comes when rewards are deposited into an eligible Fidelity account. If you already bank or invest with Fidelity that is a formality, and the automatic sweep into a brokerage or retirement account is a useful habit in itself, but if you do not, the account requirement is friction for a rate you can get elsewhere with no strings. It also charges no foreign transaction fee and offers up to $100 in reward points toward a Global Entry or TSA PreCheck application fee once every five years, which is unusual on a card that costs nothing to hold. The welcome offer is gone, though: the previous $150 bonus was removed in July 2026, so there is no upfront incentive to open it right now. Treat it as a long-term everyday card for Fidelity customers rather than a bonus play, and note the regular APR of 16.49% to 26.49% if you ever carry a balance.

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02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
When deposited into an eligible Fidelity account
2%
Credits & rebates
BenefitValue
Global Entry or TSA PreCheck Credit
Up to $100 in Reward Points (worth $100 toward the application fee) when you apply for Global Entry or TSA PreCheck.
$100 every 5 yr
Total annual credits$20
03 · card details

Card details

Regular APR
16.49%–26.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 9 · 8 approved · 1 denied
Median FICO
746
Median income
$207,500
Credit history
1 yr
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05 · news

In the news