Fidelity Rewards Visa Signature
2% on everything else · $0 annual fee

The Fidelity Rewards Visa Signature is a clean 2% flat cash back card with no annual fee, with one condition: the full 2% comes when rewards are deposited into an eligible Fidelity account. If you already bank or invest with Fidelity that is a formality, and the automatic sweep into a brokerage or retirement account is a useful habit in itself, but if you do not, the account requirement is friction for a rate you can get elsewhere with no strings. It also charges no foreign transaction fee and offers up to $100 in reward points toward a Global Entry or TSA PreCheck application fee once every five years, which is unusual on a card that costs nothing to hold. The welcome offer is gone, though: the previous $150 bonus was removed in July 2026, so there is no upfront incentive to open it right now. Treat it as a long-term everyday card for Fidelity customers rather than a bonus play, and note the regular APR of 16.49% to 26.49% if you ever carry a balance.
Earn rates & credits
| Category | Rate |
|---|---|
Everything Else When deposited into an eligible Fidelity account | 2% |
| Benefit | Value |
|---|---|
Global Entry or TSA PreCheck Credit Up to $100 in Reward Points (worth $100 toward the application fee) when you apply for Global Entry or TSA PreCheck. | $100 every 5 yr |
| Total annual credits | $20 |
Card details
Regular APR | 16.49%–26.49% variable |
Foreign transaction fee | None |