Southwest Rapid Rewards Performance Business
80,000 points welcome · 4x on airlines · $299/yr

The Performance Business is Southwest's top business card, and its best argument is the 80,000-point bonus after $5,000 in spending within three months, plus 9,000 anniversary points each year to help offset the $299 annual fee. Frequent Southwest flyers get real perks: unlimited Extra Legroom seat upgrades within 48 hours of departure when available, seat selection at booking, a free first checked bag and Group 5 boarding for up to eight companions on the same reservation. It earns 4 points per dollar on Southwest purchases and 2 points on gas, dining, hotels booked direct and local transit including rideshare, and it adds a Global Entry or TSA PreCheck credit, a 10,000-point Companion Pass boost each year and free employee cards. The catch is that $299 is a lot for a single-airline card, and its value depends almost entirely on how often you fly Southwest. If your business only flies the airline occasionally, the cheaper Premier Business covers the basics.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Southwest Airlines purchases | 4x |
Gas | 2x |
Dining | 2x |
Hotels Hotel accommodations booked directly with the hotel | 2x |
Transit Local transit and commuting, including rideshare | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees | $120 every 4 yr |
25% Back on Inflight Purchases 25% back as a statement credit on inflight purchases | 25% |
| Total annual credits | $30 |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |