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225 cards · live

The best cards, ranked by the data.

Not paid placements. Not editorial vibes. Every ranking here is a function of real approval rate, record volume, fee, and rewards value.

Methodology

How rankings work

Each card is scored on approval rate, record volume confidence, annual cost, and rewards value — no affiliate tie-ins, no editorial vibes, just the numbers the community reports.

No affiliate

No paid placements

We don't take money from issuers to move a card up a list. When you apply through a referral from a community member, the rewards go to them — not us.

Freshness

Rebuilt with the data

Rankings are recomputed as new records land, so the top of the list reflects who's actually getting approved right now — not a snapshot from last year.