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20 cards ranked

Best credit card to use at Best Western.

HotelsTravel

Best Western Hotels & Resorts runs about 4,000 properties globally under a member-owned cooperative structure that's unusual in the major-chain landscape. The portfolio spans Best Western, Best Western Plus, and Best Western Premier on the core brand, with Vīb, GLō, Aiden, Sadie, and Executive Residency rounding out boutique and extended-stay segments, plus the SureStay budget brands. There's no Best Western co-brand credit card in the U.S. market today, so the right play is a strong general hotel-category card — Sapphire Reserve, Venture X, Amex Gold, or a flat-rate cashback card if you prefer simplicity. Best Western Rewards points are earned only on direct bookings at bestwestern.com or in-app; OTA stays earn nothing in the program.

  1. #1
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  2. #2
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  3. #3
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  4. #4
    Wells Fargo
    5x points on hotels
    5.0%5x points
  5. #5
    Navy Federal
    4x points on travel
    4.0%4x points
  6. #6
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  7. #7
    U.S. Bank
    4x points on travel
    4.0%4x points
  8. #8
    Barclays
    4x points on travel
    4.0%4x points
  9. #9
    Barclays
    4x points on travel
    4.0%4x points
  10. #10
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  11. #11
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  12. #12
    American Express
    3x points on hotels
    Purchases made directly with hotels
    3.6%3x points
  13. #13
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  14. #14
    Chase
    3x points on travel
    Travel other than Air Canada direct purchases, which earn 3x under the airlines category
    3.0%3x points
  15. #15
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  16. #16
    Citi
    3% on travel
    Includes Costco Travel
    3%
  17. #17
    Citi
    3% on travel
    Includes Costco Travel
    3%
  18. #18
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  19. #19
    Truist
    3x points on hotels
    3.0%3x points
  20. #20
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points

Last updated September 14, 2026