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20 cards ranked

Best credit card to use at Budget.

Car RentalsTravel

Budget is one of the largest car rental brands in the U.S., positioned as the value option within Avis Budget Group alongside Avis and Payless, with airport and neighborhood locations across the country and internationally. Its Fastbreak loyalty program lets frequent renters skip the counter. There's no Budget co-brand credit card, so a card that earns bonus rewards on car rentals or the broader travel category is the strongest fit, and many travel cards also add supplemental rental car insurance as a card benefit worth checking before declining the rental company's own coverage.

  1. #1
    U.S. Bank
    4x points on travel
    4.0%4x points
  2. #2
    Barclays
    4x points on travel
    4.0%4x points
  3. #3
    Barclays
    4x points on travel
    4.0%4x points
  4. #4
    American Express
    3x points on travel
    3.6%3x points
  5. #5
    American Express
    7x points on car rentals
    Booked directly with select car rental companies
    3.5%7x points
  6. #6
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  7. #7
    Citi
    3% on travel
    Includes Costco Travel
    3%
  8. #8
    Citi
    3% on travel
    Includes Costco Travel
    3%
  9. #9
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.0%3x points
  10. #10
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  11. #11
    USAA
    3x points on travel
    3.0%3x points
  12. #12
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  13. #13
    Wells Fargo
    3x points on travel
    3.0%3x points
  14. #14
    Wells Fargo
    3x points on travel
    3.0%3x points
  15. #15
    Chase
    2x points on travel
    All other travel worldwide
    2.5%2x points
  16. #16
    Chase
    5x points on travel
    2.5%5x points
  17. #17
    Chase
    5x points on travel
    Travel, gas stations, select advertising, and restaurants
    2.5%5x points
  18. #18
    Chase
    2x points on travel
    2.4%2x points
  19. #19
    Chase
    2x points on travel
    2.4%2x points
  20. #20
    Bank of America
    2x points on travel
    2.0%2x points

Last updated July 9, 2026