USAA Eagle Navigator

The USAA Eagle Navigator card is a solid choice for frequent travelers, offering 3 points per dollar spent on travel and 2 points on all other purchases. With a $95 annual fee, it's not the cheapest option, but the card compensates with valuable perks like a $100 credit for Global Entry or TSA PreCheck every four years and no foreign transaction fees. The 30,000-point signup bonus, earned after spending $3,000 in the first three months, provides a nice initial boost. Additionally, active duty military members benefit from a waived annual fee and potentially reduced APR under the Servicemembers Civil Relief Act. However, if you're not traveling often, the annual fee might outweigh the rewards, making it less appealing for everyday use.