
The Plus is the middle option, and it earns its keep on the anniversary bonus: 15,000 points every year, which Wyndham says covers up to two free award nights, against a $95 annual fee that Barclays raised from $75 in June 2026. Earning is a step up from the no fee version, with 6 points per dollar at Hotels by Wyndham, 4 points per dollar on dining, groceries, and travel, and no foreign transaction fee. The welcome offer is 100,000 points, split between 45,000 after $1,000 in purchases in the first 90 days and 55,000 more after $500 at Hotels by Wyndham within 180 days. Be clear on the limits: the 6x rate applies only at Wyndham properties, all other spending earns 1 point per dollar, and the free night worth up to 15,000 points requires five or more paid nights in a calendar year. Status settles at Platinum after a first year of Diamond, and the redemption discount is 10%, so this really only pencils out if you stay with Wyndham more than once a year.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels At Hotels by Wyndham | 6x |
Dining | 4x |
Groceries | 4x |
Travel | 4x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Anniversary Points Bonus 15,000 bonus Wyndham Rewards points each anniversary year, enough for up to two free award nights at participating Wyndham hotels. | 15,000 points /yr |
Annual Free Night A free night worth up to 15,000 Wyndham Rewards points after you stay five or more nights in a calendar year. | 15,000 points /yr |
Points Redemption Discount Redeem 10% fewer Wyndham Rewards points when you book free nights. | 10% |
| Total annual credits | 30,000 points |
Card details
Regular APR | 19.24%–29.99% variable |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | None |