01 · overview
Annual fee
$95
Per year
Sign up bonus
100K pts
After $5,000 in 3 mo · ≈ $1,250
Credits
$50
1 credit
Median FICO
761
Approved
Median income
$80,000
Approved
Featured in
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Travel (via Portal) | 5x |
Dining | 3x |
Streaming | 3x |
Groceries Online grocery purchases only (excluding Target, Walmart, and wholesale clubs) | 3x |
Travel | 2x |
Everything Else | 1x |
Estimated value: 1.3¢/point
Statement credits
| Credit | Value |
|---|---|
Annual Hotel Credit Statement credit for hotel stays booked through Chase Travel | $50 /yr |
| Total annual value | $50 |
03 · approval odds
Approval odds
Median FICO
761
Median income
$80,000
Credit history
3 yrs
Approval rate by FICO score
Loading chart…
Have you applied for this card? Log in to submit a data point →
04 · news
In the news
05 · reading
Further reading
By
Title
Read
CreditOdds
Chase Pop-Up Jail: What Triggers It and How to Get OutJun 4, 2026
11 min
CreditOdds
What Income to Put on a Credit Card Application: The Rules, the Math, and What Actually CountsMay 21, 2026
12 min
CreditOdds
Pre-Approval vs Pre-Qualification: Which Tools Actually Predict Credit Card ApprovalMay 18, 2026
11 min
CreditOdds
Why You Got Denied: The Real Reasons Banks Decline You and How to Win on the Reconsideration LineMay 14, 2026
12 min
CreditOdds
Hard Inquiries Explained: How Much They Hurt, How Long They Last, and the Real Recovery TimelineMay 11, 2026
12 min
CreditOdds
The Chase 5/24 Rule Explained: What It Is and How to Work Around ItFeb 3, 2026
5 min