Chase Sapphire Preferred
Rewards
5xPointsTravel (via Portal)
3xPointsDining
3xPointsStreaming
3xPointsOnline ShoppingOnline grocery purchases (excluding Target, Walmart, wholesale clubs)
2xPointsTravel
1xPointsEverything Else
Signup Bonus
75,000 Points(~$938)
After spending $5,000 in 3 months
Median Accepted Applicant
Based on 11 records — 8 approved, 3 rejected- Credit Score
- 763
- Income
- $70,000
- Credit History
- 3
- Years
Data Points
How other people did
User-reported application outcomes for the Chase Sapphire Preferred.
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For approved applicants
How income related to starting credit limits.
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Chase Sapphire Preferred News
February 18, 2026📋 Policy Change
Chase Ending Cash Back Deposits to Non-Chase Accounts
Beginning 3/27/26, Chase Freedom, Sapphire, and Ink cardholders will no longer be able to redeem cash back to accounts at other financial institutions. Redemptions can still be made to eligible Chase accounts or as statement credits.
January 22, 2026📋 Policy Change
Chase Simplifies Sapphire Bonus Rules
Chase now allows cardholders to earn a welcome bonus on each Sapphire card (Preferred and Reserve) as long as they've never received that specific card's bonus before. Previously, holding one Sapphire card blocked bonuses on the other.
Read more →