The Wyndham Rewards Earner Premier is the heavy-hitter of the lineup: 30,000 bonus points every anniversary, enough for up to four free award nights, plus another free night worth up to 30,000 points after five nights in a calendar year. It earns 8x at Hotels by Wyndham and 4x on travel, dining, and groceries (excluding Target and Walmart), and you get Diamond status plus 25% off the points cost of free nights. The current 120,000-point signup bonus is a limited-time offer: 90,000 points after $6,000 in spend and paying the annual fee within 120 days, plus 30,000 more after $750 at Hotels by Wyndham within 180 days. The real catch is the $395 annual fee, and getting your money back depends on using a long list of credits: up to $100 a year at Wyndham hotels, $120 for meal delivery at $10 a month, $100 for streaming, $65 for a wholesale club membership, and a Global Entry or TSA PreCheck credit every four years. If you will not use most of those and stay with Wyndham regularly, the Earner Plus at $95 is the easier card to justify.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels At Hotels by Wyndham, including Wyndham Travel Bundles | 8x |
Travel | 4x |
Dining | 4x |
Groceries Excludes Target and Walmart | 4x |
Everything Else Also earns 4x on Wyndham Vacation Club purchases | 1x |
| Benefit | Value |
|---|---|
Anniversary Points Bonus 30,000 bonus Wyndham Rewards points each anniversary year after payment of your annual fee, enough for up to four free award nights. | 30,000 points /yr |
Annual Free Night A free night worth up to 30,000 Wyndham Rewards points after you stay five or more nights in a calendar year. | 30,000 points /yr |
Points Redemption Discount Redeem 25% fewer Wyndham Rewards points when you book free nights. | 25% |
Annual Wyndham Hotel Credit Up to $100 in statement credits each calendar year after spending $100 or more at eligible Wyndham hotels. | $100 /yr |
Meal Delivery Credit Up to $120 per year in statement credits, $10 per month, on qualifying third-party meal delivery services. | $120 /yr |
Streaming Credit Up to $100 per year in statement credits on qualifying streaming services. | $100 /yr |
Wholesale Club Statement Credit Up to $65 in annual statement credits toward qualifying wholesale club membership fees. | $65 /yr |
Wyndham Rewards Insider Subscription Complimentary Wyndham Rewards Insider subscription, a $95 value, for as long as the account is open and in good standing. | $95 /yr |
Global Entry or TSA PreCheck Credit Statement credit of up to $120 to reimburse a Global Entry or TSA PreCheck application fee, available again every four years. | $120 |
| Total annual credits | $480 |
Card details
Regular APR | 19.24%–29.99% variable |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | None |