Navy Federal Visa Signature Flagship Travel Rewards

Navy Federal has stopped taking new applications for the Visa Signature Flagship Travel Rewards, so this card is now relevant only to existing cardholders. Before it closed, the annual fee jumped from $49 to $95 and the welcome offer rose from 35,000 to 50,000 points, a sign the product was being repositioned. For current holders, the appeal is a flat 2 points per dollar on everything plus 3 points on a broad travel category that covers airlines, hotels, car rentals, ride-sharing, parking, tolls, and even museums and golf courses. The perks help justify the higher fee: a statement credit covering one Amazon Prime annual membership each year when you pay for it with the card, a Global Entry or TSA PreCheck credit of up to $120 every four years, and no foreign transaction fees. If you already carry it and use Prime, the math still works at $95; if you do not, the jump from $49 is a fair reason to reconsider whether it stays in your wallet.