US Bank Altitude Connect

The Altitude Connect is a genuinely unusual no-annual-fee travel card, because it hands you two perks that normally come with a fee: a Priority Pass Select membership good for 12 months of lounge access and up to $100 back for Global Entry or TSA PreCheck every five years. Earning is aggressive as well, at 5 points per dollar on hotels and car rentals booked through the U.S. Bank travel portal, 4 on other travel, 4 on gas and EV charging, and 2 on groceries, dining, and streaming. Watch the gas cap: that 4x rate applies to the first $1,000 each quarter and then falls to 1 point per dollar, the same as the base rate. The signup bonus is small at 20,000 points after $1,000 in three months, and the lounge membership is a one-time 12 months rather than a standing benefit, so plan to get your value from it in the first year. With no foreign transaction fee and a 0% intro APR for 15 months on purchases and balance transfers, it is a low-risk card to keep open indefinitely.