American Express stopped accepting new applications for the Green in late July 2026, so this is now a card to evaluate only if you already hold it. The math is straightforward: 3 points per dollar on travel, transit, and dining against a $150 annual fee, with 1 point per dollar everywhere else and no foreign transaction fees. The $219 annual CLEAR Plus credit alone can cover the fee if you fly often enough to use it, and the 40,000-point bonus after $3,000 in six months was reachable for anyone traveling regularly. The catch is how narrow the rest of it is: outside those three categories the card earns a flat 1x, and the Venue Collection perk, 10% back on stadium concessions up to $250 a year, only matters if you attend events at participating venues. Existing cardholders who don't use CLEAR should run the numbers before paying the fee again.
Earn rates & credits
| Benefit | Value |
|---|---|
CLEAR Plus Credit Up to $219 in statement credits per calendar year for CLEAR Plus airport security membership | $219 /yr |
American Express Venue Collection 10% back on qualifying concessions purchases at select stadiums and arenas up to $250 per calendar year, plus access to dedicated entrances or fast lanes. | 10% /yr |
| Total annual credits | $219 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |