Ink Business Preferred

The Ink Business Preferred's 100,000-point signup bonus after $8,000 in spend within three months is large enough to land it at #7 on our Best Signup Bonuses list, and it comes attached to a $95 annual fee rather than a premium one. The ongoing structure is the real draw for spending-heavy businesses: 3 points per dollar on travel, shipping, internet, cable and phone, and search and social advertising, on a combined $150,000 per year before the rate falls to 1 point. Cell phone protection up to $1,000 per claim when you pay the bill with the card, plus primary auto rental coverage on business rentals, are the kind of practical benefits that justify keeping it past year one. The weakness is everything else: non-bonus spend earns a single point per dollar, so this is a card you aim at specific categories, not a daily driver. No foreign transaction fees make it workable for international business spending.