01 · overview
Annual fee
$99
Per year
Sign up bonus
200K pts
After $9,000 in 6 mo · ≈ $1,000
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
200K pts
After $9,000 in 6 mo · ≈ $1,000
Earn 140,000 points after spending $4,000 in the first 3 months, plus an additional 60,000 points after spending a total of $9,000 in the first 6 months
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels Up to 26x total points at IHG hotels | 26x |
Travel Travel, gas stations, select advertising, and restaurants | 5x |
Gas | 5x |
Dining | 5x |
Everything Else | 3x |
Estimated value: 0.5¢/point
Statement credits
No statement credits tracked.
03 · approval odds
Approval odds
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