The IHG One Rewards Premier Business card from Chase offers a compelling 140,000-point signup bonus after spending $4,000 in the first three months, plus an additional 10,000 points for adding an employee card. This makes it a strong contender for those who frequently stay at IHG properties, especially with the up to 26x points per dollar spent at IHG hotels. The card also provides valuable perks like an annual free night award at properties costing up to 40,000 points and automatic Platinum Elite status. However, the $99 annual fee and the need to spend $20,000 annually to earn 10,000 bonus points and a $100 statement credit might not suit everyone. If you can leverage the 4th Reward Night Free benefit and maximize your stays at IHG hotels, this card could be a worthwhile addition to your wallet.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Up to 26x total points at IHG hotels | 10x |
Travel Travel, gas stations, select advertising, and restaurants | 5x |
Gas | 5x |
Dining | 5x |
Office Supply Stores Office supply stores | 5x |
Everything Else | 3x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck / NEXUS Credit Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees every four years | $120 every 4 yr |
Points Purchase Discount Save at least 20% when you purchase IHG One Rewards points with this card. | 20% |
| Total annual credits | $30 |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |