01 · overview
Annual fee
$350
Per year
Sign up bonus
60K mi
After $4,000 in 3 mo · ≈ $726
Credits
$890
10 credits
Median FICO
787
Approved
Median income
$167,500
Approved
Welcome bonus
60K mi
After $4,000 in 3 mo · ≈ $726
Plus 10,000 bonus miles after adding an authorized user in the first 3 months. Plus 500 Premier qualifying points (PQP).
Apply nowApply with referral02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels (via Portal) Hotels prepaid through Renowned Hotels and Resorts for United Cardmembers | 5x |
Airlines United purchases | 4x |
Travel | 2x |
Dining | 2x |
Streaming Select streaming services | 2x |
Everything Else | 1x |
Estimated value: 1.2¢/mile
Statement credits
| Credit | Value |
|---|---|
Annual United Travel Credit $200 in United TravelBank cash automatically deposited after account opening and each anniversary, for future United-operated flights | $200 /yr |
Global Entry / TSA PreCheck / NEXUS Credit Statement credit reimbursing the application fee for Global Entry, TSA PreCheck, or NEXUS (up to $120 every 4 years) | $120 every 4 yr |
Anniversary Award Flight Discount 10,000-mile discount to use toward an eligible award flight on each account anniversary | 10,000 miles /yr |
Renowned Hotels Credit Up to $150 in statement credits each anniversary year on prepaid hotel stays through Renowned Hotels and Resorts for United Cardmembers | $150 /yr |
Rideshare Credit Up to $100 in statement credits each calendar year on rideshare purchases ($8/mo Jan-Nov, $12 in Dec; annual opt-in required) | $100 /yr |
Avis/Budget Car Rental Credit Up to $80 in United TravelBank cash each anniversary year ($40 each for 1st and 2nd Avis or Budget rental booked through cars.united.com) | $80 /yr |
Instacart Credit Up to $180 in Instacart credits each calendar year ($10 + $5 monthly; benefits end 12/31/27) | $180 /yr |
JSX Flight Credit Up to $150 in statement credits each anniversary year on flights purchased directly through JSX | $150 /yr |
Inflight Purchase Rebate 25% back on United inflight and Club premium drink purchases | $25 |
Award Flight Discount At least 10% fewer miles when booking award flights on United or United Express (15% for cardmembers with MileagePlus Premier status) | $10 |
| Total annual value | $890 |
03 · approval odds
Approval odds
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04 · news