Costco Anywhere Visa by Citi

The Costco Anywhere Visa earns 4% on eligible gas and EV charging worldwide (5% at Costco gas stations) on the first $7,000 per year, then 1%, plus 3% on dining and travel, including Costco Travel, with no annual fee. Purchases at Costco and Costco.com earn 2%, but that rate does not extend to Sam's Club, BJ's, or other warehouse clubs. No foreign transaction fee makes it a reasonable card to take abroad as well. The tradeoff is a 1% base rate on everything else, and big commuters may hit the gas cap well before the year ends. It works best for Costco shoppers who want one no-fee card covering gas, dining, and travel.