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10 cards ranked

Best credit card to use at United Airlines.

AirlinesTravel

United Airlines is one of the three U.S. legacy carriers and runs the MileagePlus loyalty program. United tickets code as airfare on every card we track. The Chase co-branded ladder ranges from no-fee Gateway to the $525 Club Infinite with United Club lounge membership; mid-tier Explorer adds free checked bag and 2 club passes, and Quest adds an annual flight credit. General travel cards often outperform on cash-equivalent value, but United co-brands waive close-in award fees and add status-credit boosts that frequent flyers value.

  1. #1
    Chase
    Co-branded United Airlines card
    On eligible United purchases
    2.4%2x points
  2. #2
    Chase
    Co-branded United Airlines card
    On eligible United purchases
    3.6%3x points
  3. #3
    Chase
    Co-branded United Airlines card
    United purchases
    4.8%4x points
  4. #4
    Chase
    Co-branded United Airlines card
    United purchases
    6.0%5x points
  5. #5
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  6. #6
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  7. #7
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  8. #8
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  9. #9
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  10. #10
    Wells Fargo
    4x points on airlines
    4.0%4x points