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20 cards ranked

Best credit card to use at British Airways.

AirlinesTravel

British Airways is the UK flag carrier and a oneworld founding member, hubbed at London Heathrow with significant operations from London Gatwick and London City. The carrier's Executive Club loyalty program (Avios) is a transfer partner of Amex Membership Rewards, Chase Ultimate Rewards, Capital One miles, Bilt, and Citi ThankYou Points, which makes Avios one of the most liquid airline currencies for transatlantic and short-haul oneworld redemptions. British Airways tickets code as airlines/airfare, earning airfare bonuses fully.

  1. #1
    American Express
    5x points on airlines (up to $500,000/year, then 1%)
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  4. #4
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  5. #5
    US Bank Business Essentials Plusif it’s your top category
    U.S. Bank
    5% on airlines if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)
    Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year
    5%
  6. #6
    Navy Federal
    4x points on travel
    4.0%4x points
  7. #7
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  8. #8
    U.S. Bank
    4x points on travel
    4.0%4x points
  9. #9
    Wells Fargo
    4x points on airlines
    4.0%4x points
  10. #10
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  11. #11
    Barclays
    4x points on travel
    4.0%4x points
  12. #12
    Barclays
    4x points on travel
    4.0%4x points
  13. #13
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on airlines if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  14. #14
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  15. #15
    American Express
    3x points on airlines
    3.6%3x points
  16. #16
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  17. #17
    Chase
    Co-branded British Airways card
    British Airways, Aer Lingus, and Iberia flights
    3.0%3x points
  18. #18
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  19. #19
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  20. #20
    Chase
    3x points on travel
    Travel other than Air Canada direct purchases, which earn 3x under the airlines category
    3.0%3x points

Last updated September 14, 2026