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01 · overview

American Express Gold

100,000 points welcome · 5x on hotels (via portal) · $325/yr

American Express Gold
Annual fee
$325
Per year
Sign up bonus
100K pts
After $8,000 in 6 mo · ≈ $1,200
Credits
$424
5 credits
Median FICO
753
Approved
Median income
$60,000
Approved
Welcome bonus
100K pts
After $8,000 in 6 mo · ≈ $1,200
Apply nowApply with referral
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Hotels (via Portal)
Hotels prepaid through Amex Travel
5x
Dining
4x
Groceries
4x
Airlines
3x
Everything Else
1x
Estimated value: 1.2¢/point
Statement credits
CreditValue
Uber Cash
$10/month in Uber Cash for Uber Eats orders or Uber rides
$10 /mo
Dining Credit
$10/month in statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys
$10 /mo
Dunkin' Credit
Up to $7/month in statement credits on eligible purchases at U.S. Dunkin' locations
$7 /mo
Resy Credit
Up to $50 semiannually at U.S. Resy restaurants and other eligible Resy purchases
$50 / 6 mo
The Hotel Collection Credit
$100 credit towards eligible charges at over 1,300 upscale hotels worldwide every time you book through AmexTravel.com or Amex Travel App (requires two-night minimum).
$100
Total annual value$424
03 · approval odds

Approval odds

n = 20 · 18 approved · 2 denied
Median FICO
753
Median income
$60,000
Credit history
5 yrs
Approval rate by FICO score
790+100%
760–789100%
730–75986%
700–729100%
670–699no data
< 670no data
ApprovedDenied
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04 · news

In the news

05 · reading

Further reading