Best credit card to use at Air Canada.
Air Canada is Canada's flag carrier and a Star Alliance founding member, operating hubs at Toronto Pearson, Montreal-Trudeau, and Vancouver with an extensive transborder, transatlantic, and transpacific network plus regional service through Air Canada Express. The Aeroplan loyalty program is one of the strongest airline currencies in North America, with transfer partners across Amex Membership Rewards, Capital One miles, Chase Ultimate Rewards, and Bilt. Air Canada ticket purchases code as airlines/airfare, so airfare-bonus cards earn full rate.
Credits & perks at Air Canada
These cards include a statement credit, rebate, or complimentary membership you can use at Air Canada, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.
- ChaseUp to $50 in statement credits for eligible Air Canada purchases from January 1 through June 30 and up to $50 from July 1 through December 31, for up to $100 each calendar year$100/yr
- #1American Express5x points on airlines (up to $500,000/year, then 1%)Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #25.0%4x points
- #35.0%4x points
- #4FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #5US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on airlines if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #64.0%4x points
- #7PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #84.0%4x points
- #94.0%4x points
- #104.0%2x points
- #114.0%4x points
- #124.0%4x points
- #13World of Hyatt Businessif it’s your top categoryChase2x points on airlines if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #14Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #153.6%3x points
- #16American Express7x points on airlinesFlights booked directly with airlines or through AmexTravel.com3.5%7x points
- #17ChaseCo-branded Air Canada cardAir Canada direct purchases, which stack with 2x from Air Canada as a 25K member for up to 5x total3.0%3x points
- #183%
- #193.0%3x points
- #203%
Last updated September 14, 2026