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20 cards ranked

Best credit card to use at Air Canada.

AirlinesTravel

Air Canada is Canada's flag carrier and a Star Alliance founding member, operating hubs at Toronto Pearson, Montreal-Trudeau, and Vancouver with an extensive transborder, transatlantic, and transpacific network plus regional service through Air Canada Express. The Aeroplan loyalty program is one of the strongest airline currencies in North America, with transfer partners across Amex Membership Rewards, Capital One miles, Chase Ultimate Rewards, and Bilt. Air Canada ticket purchases code as airlines/airfare, so airfare-bonus cards earn full rate.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    NHL Discover itthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  7. #7
    U.S. Bank
    4x points on travel
    4.0%4x points
  8. #8
    Wells Fargo
    4x points on airlines
    4.0%4x points
  9. #9
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  10. #10
    Barclays
    4x points on travel
    4.0%4x points
  11. #11
    Barclays
    4x points on travel
    4.0%4x points
  12. #12
    American Express
    3x points on airlines
    3.6%3x points
  13. #13
    American Express
    3x points on travel
    3.6%3x points
  14. #14
    American Express
    3x points on airlines
    Flights booked directly with airlines
    3.6%3x points
  15. #15
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  16. #16
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  17. #17
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  18. #18
    Chase
    3x points on airlines
    Air Canada direct purchases
    3.0%3x points
  19. #19
    Bank of America
    3x points on airlines
    3.0%3x points
  20. #20
    Bank of America
    3x points on airlines
    3.0%3x points

Last updated June 30, 2026