20 cards ranked
Best credit card to use at Delta Air Lines.
AirlinesTravel
Delta Air Lines runs one of the strongest U.S. domestic networks and the SkyMiles loyalty program. Delta tickets code as airfare across all major cards. Co-branded SkyMiles Amex cards add extra miles per dollar on Delta plus perks like a free checked bag, Sky Club access (Reserve only), and Medallion-status boost spend. General travel cards usually beat them on raw cash-equivalent value, but the Reserve's lounge access and MQD-waiver path can swing the math for frequent flyers. OTA bookings still earn miles when your SkyMiles number is attached.
- #1American Express5x points on airlines (up to $500,000/year, then 1%)Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #25.0%4x points
- #35.0%4x points
- #4FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #5US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on airlines if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #64.0%4x points
- #7PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #84.0%4x points
- #94.0%4x points
- #104.0%2x points
- #114.0%4x points
- #124.0%4x points
- #13World of Hyatt Businessif it’s your top categoryChase2x points on airlines if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #14Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #15American ExpressCo-branded Delta Air Lines cardDelta purchases3.6%3x points
- #16American ExpressCo-branded Delta Air Lines cardDelta purchases3.6%3x points
- #17American ExpressCo-branded Delta Air Lines cardDelta purchases3.6%3x points
- #18American ExpressCo-branded Delta Air Lines cardDelta purchases3.6%3x points
- #193.6%3x points
- #20American Express7x points on airlinesFlights booked directly with airlines or through AmexTravel.com3.5%7x points
Last updated October 13, 2026