World of Hyatt Business

Chase recently raised the welcome offer here from 60,000 to 70,000 points after $7,000 of spending in the first three months, and at Hyatt's redemption rates that is the strongest reason to open it right now. Ongoing, it earns 4 points per dollar at Hyatt hotels specifically, plus an automatic 2x in your top three spending categories each quarter drawn from a list that includes dining, shipping, airfare bought directly from the airline, transit, gas, car rentals, advertising, and internet and phone service, which is a genuinely flexible structure for a business whose costs move around. Automatic Discoverist status, 5 tier-qualifying night credits for every $10,000 spent, and up to $100 in Hyatt statement credits each anniversary year chip away at the $199 annual fee, and there is no foreign transaction fee. The catch is that nearly all of the value is Hyatt value: everything outside the bonus categories earns 1 point per dollar, and the 10% points-back perk does nothing until you spend $50,000 in a calendar year. If your business does not book Hyatt regularly, the fee is hard to justify.