The World of Hyatt card earns its $95 annual fee mainly through its annual free night at any Category 1 to 4 Hyatt hotel, which on its own can be worth more than the fee if you redeem it well. Spending earns 4x points at Hyatt hotels (up to 9x with World of Hyatt membership), 2x on dining, airfare bought directly from airlines, transit, and gym memberships, and 1x on everything else. You also get automatic Discoverist status, 5 qualifying night credits each year, and a second free night after $15,000 in cardmember-year spend. The signup bonus is back to 60,000 points after a brief run at 75,000 this summer, and earning all of it takes work: 30,000 points after $3,000 in 3 months, then up to 30,000 more by earning an extra point on up to $15,000 of spend over 6 months. This is a card for people who stay at Hyatt at least occasionally, and with no foreign transaction fee it travels well, but the 1x base rate means it should not be your main everyday card.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels At Hyatt hotels, up to 9x total with World of Hyatt membership | 4x |
Dining | 2x |
Airlines Purchased directly from airlines | 2x |
Transit | 2x |
Gyms/Fitness Centers Fitness club and gym memberships | 2x |
Everything Else | 1x |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |