Best credit card to use at Whole Foods Market.
Groceries
Whole Foods Market is Amazon's premium grocery arm, with about 530 U.S. stores. Pricing is higher than at mass-market supermarkets, which makes a strong grocery-category card more valuable per visit. The standout here is the Amazon Prime Rewards Visa: it earns 5% at Whole Foods (with a Prime membership), which is the strongest non-promotional grocery rate available. Without Prime, fall back to whichever 3-6% supermarket card you carry.
- #16%
- #25%
- #3Citi Custom Cashif it’s your top categoryCiti5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #4U.S. Bank Cash+ Visa Signatureif you select itU.S. Bank5% on groceries if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #55.0%5x points
- #64.8%4x points
- #7American Express4x points on groceriesU.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)4.8%4x points
- #8Bilt Obsidianif you select itBilt3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)4.5%3x points
- #93.0%3x points
- #103%
