01 · overview
Annual fee
$0
No fee
Sign up bonus
$200
After $2,000 in 6 mo
Credits
$84
1 credit
Median FICO
726
Approved
Median income
$24,500
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Groceries U.S. supermarkets on first $6,000/yr, then 1% | 3% |
Gas U.S. gas stations on first $6,000/yr, then 1% | 3% |
Online Shopping U.S. online retail purchases on first $6,000/yr, then 1% | 3% |
Everything Else | 1% |
Statement credits
| Credit | Value |
|---|---|
Disney Streaming Credit Up to $7 monthly statement credit for Disney+, Hulu, or ESPN+ subscription purchases | $84 /yr |
| Total annual value | $84 |
Intro APR
0% for 15 months on purchases
Then 19.49%–28.49% variable APR
03 · approval odds
Approval odds
Median FICO
726
Median income
$24,500
Credit history
1 yr
Approval rate by FICO score
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04 · news
In the news
05 · reading