01 · overview
Hilton Honors American Express Surpass
by American ExpressPoints
130,000 points welcome · 12x on hotels · $150/yr
Annual fee
$150
Per year
Sign up bonus
130K pts
After $3,000 in 6 mo · ≈ $650
Credits
$200
1 credit
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
130K pts
After $3,000 in 6 mo · ≈ $650
Plus a Free Night Reward after meeting the $3,000 spend requirement
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels Eligible purchases at Hilton hotels and resorts | 12x |
Dining U.S. restaurants | 6x |
Groceries U.S. supermarkets | 6x |
Gas U.S. gas stations | 6x |
Everything Else | 3x |
Estimated value: 0.5¢/point
Statement credits
| Credit | Value |
|---|---|
Hilton Credit Up to $50 per quarter on eligible purchases made directly with Hilton portfolio properties | $50 /qtr |
| Total annual value | $200 |
Intro APR
0% for 15 months on purchases
Then 17.49%–27.49% variable APR
03 · approval odds
Approval odds
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04 · news