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01 · overview

Blue Cash Preferred

by American ExpressCashback

$300 welcome bonus · 6% on groceries · $95/yr

Blue Cash Preferred
Annual fee
$95
Per year
Sign up bonus
$300
After $3,000 in 6 mo
Credits
$84
1 credit
Median FICO
738
Approved
Median income
$65,000
Approved
Welcome bonus
$300
After $3,000 in 6 mo
Apply nowApply with referral
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Groceries
U.S. supermarkets
on first $6,000/yr, then 1%
6%
Streaming
Select U.S. streaming subscriptions
6%
Transit
Including taxis, rideshare, parking, tolls, trains, buses
3%
Gas
U.S. gas stations
3%
Everything Else
1%
Statement credits
CreditValue
Disney Bundle Discount
$7/month statement credit toward the Disney Bundle (Disney+, Hulu, ESPN+)
$7 /mo
Total annual value$84
Intro APR
0% for 12 months on purchases
Then 19.49%–28.49% variable APR
03 · approval odds

Approval odds

n = 13 · 12 approved · 1 denied
Median FICO
738
Median income
$65,000
Credit history
6 yrs
Approval rate by FICO score
790+100%
760–789100%
730–759100%
700–729100%
670–699100%
< 670no data
ApprovedDenied
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04 · news

In the news

05 · reading

Further reading