01 · overview

Annual fee
$95
Per year
Sign up bonus
$300
After $3,000 in 6 mo
Credits
$84
1 credit
Median FICO
738
Approved
Median income
$65,000
Approved
Featured in
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Groceries U.S. supermarkets on first $6,000/yr, then 1% | 6% |
Streaming Select U.S. streaming subscriptions | 6% |
Transit Including taxis, rideshare, parking, tolls, trains, buses | 3% |
Gas U.S. gas stations | 3% |
Everything Else | 1% |
Statement credits
| Credit | Value |
|---|---|
Disney Bundle Discount $7/month statement credit toward the Disney Bundle (Disney+, Hulu, ESPN+) | $7 /mo |
| Total annual value | $84 |
Intro APR
0% for 12 months on purchases
Then 19.49%–28.49% variable APR
03 · approval odds
Approval odds
Median FICO
738
Median income
$65,000
Credit history
6 yrs
Approval rate by FICO score
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04 · news
In the news
05 · reading