Air Canada Aeroplan
115,000 points welcome · 3x on airlines · $195/yr
The Air Canada Aeroplan card's strongest selling point is automatic Aeroplan 25K status for as long as the account is open, which brings priority check-in and boarding, extra baggage allowance, and eUpgrade credits, plus a free first checked bag for you and up to eight companions on the same Air Canada reservation. Chase recently raised the annual fee from $95 to $195 while lifting the welcome offer from 60,000 to 115,000 points, though the full bonus requires $20,000 in spend within 12 months, with 75,000 coming after $4,000 in the first 3 months. Ongoing perks include up to $100 a year in Air Canada statement credits split into two $50 halves, 15% off eligible Air Canada award flights, and up to $120 toward Global Entry, TSA PreCheck, or NEXUS. Earning is solid at 3x on travel and Air Canada purchases, but the 3x on dining and groceries drops to 2x after December 31, 2026. It makes sense if you fly Air Canada or Star Alliance regularly; otherwise the higher fee is hard to justify.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Air Canada direct purchases, which stack with 2x from Air Canada as a 25K member for up to 5x total | 3x |
Travel Travel other than Air Canada direct purchases, which earn 3x under the airlines category | 3x |
Dining Purchases posting through December 31, 2026 earn 3x, then 2x | 3x |
Groceries Purchases posting through December 31, 2026 earn 3x, then 2x | 3x |
Gas | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Air Canada Statement Credits Up to $50 in statement credits for eligible Air Canada purchases from January 1 through June 30 and up to $50 from July 1 through December 31, for up to $100 each calendar year | $100 /yr |
Global Entry / TSA PreCheck / NEXUS Credit Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees | $120 every 4 yr |
| Total annual credits | $130 |
Card details
Regular APR | 19.74%–28.24% variable |
Foreign transaction fee | None |