01 · overview
Amazon Prime Rewards Visa Signature
by ChaseCashback
$150 welcome bonus · 5% on amazon.com · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
$150
After $0 in 0 mo
Credits
—
4 perks
Median FICO
725
Approved
Median income
$60,500
Approved
Our take
If you have Prime, the Amazon Prime Rewards Visa Signature earns 5% back at Amazon, Whole Foods Market, and on Chase Travel purchases with no annual fee and no foreign transaction fees. It also earns 2% on dining, gas, and local transit. The welcome offer was recently cut from a $200 to a $150 Amazon gift card, though it still arrives on approval with no spending requirement. The main catch is that the 5% rates drop to 3% without an eligible Prime membership, so the card's value depends on paying for Prime. Everything outside the bonus categories earns just 1%, so pair it with a stronger flat-rate card for general spending.
Welcome bonus
$150
After $0 in 0 mo
$150 Amazon Gift Card instantly loaded upon approval
Apply nowApply with referral02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Amazon.com Amazon, Whole Foods Market, Shopbop (Prime members); 3% without Prime | 5% |
Travel (via Portal) Chase Travel purchases with an eligible Prime membership; 3% without Prime | 5% |
Dining | 2% |
Gas | 2% |
Transit Local transit, commuting, and rideshare | 2% |
Everything Else | 1% |
Credits & rebates
No credits or rebates tracked.
Perks & protections
Purchase Protection
Covers eligible new purchases for 120 days from purchase date against damage or theft up to $500 per item
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
Travel Accident Insurance
Provides up to $500,000 in accidental death or dismemberment coverage when you pay for air, bus, train or cruise transportation with your card
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for lost, damaged or stolen checked or carry-on baggage during a covered trip
03 · card details
Card details
Regular APR | 18.74%–27.49% variable |
Foreign transaction fee | None |
04 · approval odds
Approval odds
Median FICO
725
Median income
$60,500
Credit history
1 yr
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05 · news