Wells Fargo Choice Privileges Select Mastercard

The Wells Fargo Choice Privileges Select Mastercard is a compelling option for frequent travelers who favor Choice Hotels, offering a strong 10 points per dollar spent at participating properties. The card's $95 annual fee is offset by a generous 60,000-point signup bonus after spending $3,000 in the first three months, and an annual 30,000-point anniversary bonus, which can translate to about three reward nights. Additional perks include automatic Platinum Elite status, which provides a 25% bonus on points earned during stays and potential room upgrades. While it offers 5 points per dollar on gas, groceries, home improvement, and phone expenses, everyday purchases only earn 1 point per dollar, which might limit its appeal for non-travel spending. With no foreign transaction fees and a $120 credit for Global Entry or TSA PreCheck every four years, it's a solid choice for international travelers, but those who don't frequently stay at Choice Hotels may find better value elsewhere.