Capital One Savor Cash Rewards

The Savor earns 3% cash back across a wide set of everyday categories, dining, entertainment, streaming, and groceries, with no annual fee, which is a rare mix for a no-fee card. You also get 8% on Capital One Entertainment purchases and 5% on hotels and rental cars booked through Capital One's travel portal. Capital One recently trimmed the signup bonus from $250 to $200, still earned after just $500 in spending in the first 3 months, and there are 12 months of 0% intro APR on purchases and balance transfers. The tradeoff is the 1% rate on everything outside those categories, so it works best paired with a flat-rate card for other spending. The travel price drop and price match protections only apply to Capital One Travel bookings, so treat them as extras.