20 cards ranked
Best credit card to use at Fry's Food Stores.
Groceries
Fry's Food Stores is Kroger's Arizona banner (no relation to the old electronics chain), running large supermarkets across Phoenix and Tucson. Grocery spending codes as supermarket on most cards, so use whatever grocery bonus you hold. Fuel at a Fry's gas station codes as gas, and many shoppers stack the chain's loyalty fuel points on top.
- #16%
- #2Comenity Capital Bank5% on groceries (up to $10,000/year, then 1%)Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter5%
- #34.8%4x points
- #4American Express4x points on groceriesU.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)4.8%4x points
- #54.0%4x points
- #64.0%4x points
- #73.6%3x points
- #83.5%5x points
- #93%
- #103.0%3x points
- #11Bilt Obsidianif you select itBilt3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)3.0%3x points
- #123%
- #133%
- #143%
- #153%
- #163.0%3x points
- #173.0%3x points
- #183.0%6x points
- #193%
- #20Venmo Credit Cardif it’s your top categorySynchrony3% on groceries if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
Last updated June 30, 2026