01 · overview
Citi Strata
by CitiPoints
20,000 points welcome · 5x on hotels & car rentals (via portal) · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
20K pts
After $1,000 in 3 mo · ≈ $200
Credits
—
No tracked credits
Median FICO
670
Approved
Median income
$120,000
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On hotels, car rentals, and attractions booked through Citi Travel | 5x |
Groceries | 3x |
Transit | 3x |
Gas Includes EV charging stations | 3x |
Choose 1 category 3x on one eligible self-select category of your choice | 3x |
Dining | 2x |
Everything Else | 1x |
Estimated value: 1.0¢/point
Statement credits
No statement credits tracked.
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 18.49%–28.49% variable APR
03 · approval odds
Approval odds
Limited data — n = 1. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
04 · news