AAA Daily Advantage Visa Signature

The Daily Advantage is built for household spending, with 5% cash back on groceries and 3% at gas and EV-charging stations, wholesale clubs, streaming, and drugstores, all for no annual fee. The catch is that groceries, gas, EV charging, and wholesale clubs share a combined $500 yearly cash back cap, after which those purchases drop to 1%, so heavy grocery spenders will hit the ceiling around $10,000 of grocery spend. Streaming and drugstore purchases sit outside that cap and keep earning 3%. AAA members also get 3% on AAA memberships and AAA Travel bookings, 2% on Hertz rentals, and 5% more cash back when redeeming with AAA Northeast counselors and advisors. Add a $100 bonus after $1,000 in spend in the first 3 months and no foreign transaction fee, and it is a sensible everyday card for AAA households, as long as you treat the 1% base rate as what everything else earns.