01 · overview
AAA Daily Advantage Visa Signature
by Comenity Capital BankCashback
$100 welcome bonus · 5% on groceries · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
$100
After $1,000 in 3 mo
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
Our take
A no-fee everyday-spend card built around the AAA membership: 5% on groceries and 3% on gas, EV charging, and wholesale clubs, plus 3% on streaming and drugstores. The real catch is the cap, only $500 in cash back per year shared across the grocery, gas, and wholesale-club rows, so those headline rates dry up fast for a heavy spender. Treat it as a supplementary card for AAA members and pair it with a flat-rate 2% card once you cap out.
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Groceries Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter on first $10,000/yr, then 1% | 5% |
Gas Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter on first $16,666/yr, then 1% | 3% |
ev_charging Combined $500/year cash back cap with groceries, wholesale clubs, and gas; 1% thereafter on first $16,666/yr, then 1% | 3% |
wholesale_clubs Combined $500/year cash back cap with groceries and gas/EV-charging stations; 1% thereafter on first $16,666/yr, then 1% | 3% |
Streaming | 3% |
Drugstores Pharmacy purchases | 3% |
Everything Else | 1% |
Statement credits
No statement credits tracked.
03 · approval odds
Approval odds
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