Best credit card to use at Whataburger.
Whataburger is a Texas-based burger chain founded in Corpus Christi in 1950 with over 1,000 restaurants across Texas, the Southwest, and an expanding Southeast footprint. The orange-and-white striped roofs are the calling card, and the menu centers on made-to-order burgers, breakfast taquitos, and honey butter chicken biscuits. Whataburger transactions code as restaurants on most credit card networks.
- #15%
- #2American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #34.8%4x points
- #4American Express4x points on diningRestaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)4.8%4x points
- #54.0%4x points
- #64.0%2x points
- #74.0%2x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #113.8%3x points
- #123.6%3x points
- #133.6%3x points
- #143.6%3x points
- #153.5%7x points
- #163%
- #173.0%3x points
- #183.0%3x points
- #19Bilt Obsidianif you select itBilt3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)3.0%3x points
- #203%
Premium dining cards capture the most value on Whataburger runs. The Amex Gold earns 4x points on U.S. restaurants, while the Chase Sapphire Reserve pays 3x on dining. No-annual-fee picks like the Capital One SavorOne and Wells Fargo Autograph each pay 3 percent or 3x on restaurants. The free Whataburger Rewards program stacks app-based rewards on top of credit card earn.
Last updated June 30, 2026