US Bank Altitude Go Visa Signature

The Altitude Go is a straightforward dining card with no annual fee, earning 4 points per dollar at restaurants on up to $2,000 in spend each quarter before dropping to 1. Groceries, gas, and streaming earn 2 points per dollar, and a 20,000-point bonus after $1,000 in spend in three months is an easy first win. The 15-month 0% intro APR on purchases and on balance transfers made within 60 days adds real flexibility, though transfers carry a 5% fee. The catches are a 1 point base rate on everything else and a foreign transaction fee, which make it a poor companion for international trips despite its spot among our Best Travel Credit Cards picks. The $15 streaming credit after 11 months of streaming activity is a minor extra that requires enrollment.