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20 cards ranked

Best credit card to use at Baskin-Robbins.

Dining

Baskin-Robbins, the 31 Flavors ice cream chain owned by Inspire Brands (the same parent as Dunkin'), operates roughly 2,300 US scoop shops along with a global footprint exceeding 7,000 locations. The menu spans hand-packed pints, ice cream cakes, Cappuccino Blasts, and rotating monthly flavors. Baskin-Robbins purchases code as dining/restaurants on every US credit card, so cards with dining bonuses earn their full multiplier: Amex Gold at 4x Membership Rewards, Chase Sapphire Preferred at 3x, and Capital One SavorOne at 3% cash back.

  1. #1
    Robinhood
    5% on dining
    5%
  2. #2
    American Express Business Goldif it’s your top category
    American Express
    4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  3. #3
    American Express
    4x points on dining
    4.8%4x points
  4. #4
    American Express
    4x points on dining
    Restaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)
    4.8%4x points
  5. #5
    U.S. Bank
    4x points on dining
    Up to $2,000/quarter
    4.0%4x points
  6. #6
    Chase
    2x points on dining
    4.0%2x points
  7. #7
    Chase
    2x points on dining
    4.0%2x points
  8. #8
    Barclays
    4x points on dining
    4.0%4x points
  9. #9
    Barclays
    4x points on dining
    4.0%4x points
  10. #10
    Chase
    3x points on dining
    Dining worldwide, including takeout and eligible delivery
    3.8%3x points
  11. #11
    Chase
    3x points on dining
    3.8%3x points
  12. #12
    American Express
    3x points on dining
    3.6%3x points
  13. #13
    American Express
    3x points on dining
    Restaurants worldwide
    3.6%3x points
  14. #14
    Navy Federal
    3x points on dining
    Includes food delivery
    3.6%3x points
  15. #15
    American Express
    7x points on dining
    U.S. restaurants
    3.5%7x points
  16. #16
    Comenity Capital Bank
    3% on dining
    3%
  17. #17
    Chase
    3x points on dining
    3.0%3x points
  18. #18
    Bank of America
    3x points on dining
    3.0%3x points
  19. #19
    Bilt Obsidianif you select it
    Bilt
    3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    3.0%3x points
  20. #20
    Capital One
    3% on dining
    3%

Last updated June 30, 2026