Air France KLM Visa Signature

The Air France KLM Visa Signature earns 50,000 Flying Blue miles plus 100 Experience Points after just $2,000 in three months, one of the lower spending requirements you will find on an airline card with an $89 annual fee. It also earns better than most co-brands away from the airline: 1.5x on everything else, 3x on dining, and 3x on Air France, KLM, and other SkyTeam airline purchases, with no foreign transaction fee. The elite status angle is the real differentiator, since the card grants 20 XP each anniversary, rising to 100 XP total at $15,000 of annual spend and 160 XP at $25,000, which is only worth chasing if you are actually pushing for Flying Blue status. Otherwise the ongoing value is thin: 5,000 anniversary miles after $50 of spend, miles that stay active while the account is open, and the standard Visa Signature protections. Carry it if you fly SkyTeam often enough to use the miles, not as a general travel card.