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01 · overview

Robinhood Platinum

by RobinhoodCashback

10% on hotels (via portal) · $695/yr

Robinhood Platinum
Annual fee
$695
Per year
Sign up bonus
No current offer
Credits
$1,850
7 credits · 5 perks
Median FICO
Approved
Median income
Approved
Our take

This is a $695 card built around statement credits rather than earn rates, and the credits are substantial on paper: $500 a year for hotels booked in the Robinhood Banking app, $300 in travel credits, $270 for health wearables, $250 for DoorDash, $250 for restaurants, $250 for eligible autonomous rides, and up to $120 for Global Entry or TSA PreCheck every four years. Unlimited Priority Pass lounge access, complimentary Robinhood Gold, One Medical, and Function Health memberships round it out. The earn structure is the weak half: 10% on hotels and car rentals and 5% on flights only when booked through the Robinhood Banking app, 5% on dining, and just 1% on everything else, so this is not a card to put general spending on. Whether it clears the fee depends entirely on how many of those specific credits you would actually use, and several of them are narrow. The 29.99% APR is steep, so this is a card for people who pay in full and book travel where Robinhood wants them to.

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02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Hotels (via Portal)
Booked through the Robinhood Banking app
10%
Car Rentals (via Portal)
Booked through the Robinhood Banking app
10%
Flights (via Portal)
Flights booked through the Robinhood Banking app
5%
Dining
5%
Everything Else
1%
Credits & rebates
BenefitValue
DoorDash Credit
$250 annual DoorDash credit plus complimentary DashPass membership
$250 /yr
Autonomous Ride Credit
$250 annual credit for eligible autonomous ride purchases
$250 /yr
Health Wearable Credit
$270 Health Wearables Statement Credit
$270 /yr
Restaurant Credit
Annual credit at 15,000+ eligible restaurants allotted monthly.
$250 /yr
Global Entry or TSA PreCheck
Up to $120 application fee credit for Global Entry or TSA PreCheck every 4 years.
$120 every 4 yr
Hotel Credit
Up to $500 in statement credits each year ($250 every 6 months) for hotel stays booked through the Robinhood Banking app.
$250 / 6 mo
Travel Credit
$300 in statement credits each year ($150 every 6 months) for travel purchases.
$150 / 6 mo
Total annual credits$1,850
Perks & protections
Priority Pass Lounge Access
Unlimited Priority Pass airport lounge access
Robinhood Gold Membership
Complimentary Robinhood Gold membership included with the card
One Medical Membership
Complimentary Amazon One Medical membership
Function Health Membership
Complimentary Function Health membership
DashPass Membership
Complimentary DoorDash DashPass membership.
03 · card details

Card details

Regular APR
29.99% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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05 · news

In the news